Faq iconATV Insurance FAQ

What is ATV insurance?

ATV insurance is a specialized policy that protects your all-terrain or utility vehicle against accidents, theft, and liability. It ensures you're financially covered for various risks associated with ATV use. Contact a Panda7 advisor today for personalized assistance.

How much is ATV insurance in Canada?

ATV insurance premiums typically range from $300 to $1,000 per year, depending on the ATV's make and model, usage patterns, and chosen coverage levels. Get a personalized quote in minutes by calling Panda7.

Is ATV insurance required in Quebec?

Yes. Quebec mandates a minimum of $1 million in liability coverage for ATVs used on public trails or roads. Ensure you're compliant with provincial regulations. Speak with a Panda7 advisor today.

Does ATV insurance cover theft or vandalism?

Yes, if you opt for comprehensive or all perils coverage. These options protect your ATV from non-collision incidents like theft, vandalism, or fire. Discuss adding comprehensive protection with a Panda7 expert.

Can I get ATV insurance if I only use it seasonally?

Yes. Policies can be adjusted to reflect seasonal or off-road-only use, ensuring you pay only for the coverage you need. Call Panda7 for a customized seasonal insurance quote.

Can I insure ATV accessories and custom parts?

Absolutely. Optional coverage is available for modifications and accessories such as winches, racks, trailers, or plows. Let us know about your ATV's additions and we'll include them in your quote.

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