FAQ About Auto Insurance

In most cases, yes. Motorcycle insurance is often less expensive than car insurance, especially for experienced riders with smaller or standard bikes. However, high-powered sport bikes or younger riders may pay more. The best way to find out is to compare rates with Panda7 and get the right coverage for the right price.

The cost of motorcycle insurance depends on several factors, including:

• Type of motorcycle (sport, cruiser, touring, etc.)
• Your age and riding experience
• Driving record and claims history
• Where you live and store your bike
• Annual mileage and frequency of use

Premiums typically range from $300 to $2,000 per year. Many of our clients find rates starting under $50 per month. Call us to get your personalized quote.

Panda7 partners with several of Canada’s most trusted insurers to help you find the right motorcycle insurance at the best rate. Our partners include insurers such as:

• Aviva
• Economical Insurance
• Intact Insurance
• PAFCO
• Wawanesa

By comparing options across multiple providers, our licensed brokers can help you secure the most competitive rate based on your profile.

Motorcycle insurance is legally required in all Canadian provinces. But beyond legal compliance, it protects you from high out-of-pocket costs in case of:

• Accidents causing damage or injury
• Theft, vandalism, or natural disasters
• Liability claims from other road users

It also provides peace of mind every time you ride, whether you're commuting, road-tripping, or just enjoying the open road.

A motorcycle insurance quote is a personalized estimate of how much you’ll pay for coverage. It’s based on the type of motorcycle you ride, your age, location, riding experience, and the level of protection you choose. With Panda7, you can compare multiple motorcycle insurance quotes from top Canadian providers in just one call.